To all who need his services.
Thanks to Terry Hughes we were able to overcome a very bad situation. Before the market crash my wife and I refinanced our home in Vacaville CA, we were just trying mainly to lower our monthly payments. We trusted the lender to help us and really thought he was doing the right thing for us. He said all the right things and seemed very honest. Then when our payments started going up higher we knew there was a problem. Our lender did not return our phone calls, the bank we were paying was not sympathetic to our concerns. They said we are just servicing the loan, they did not create loan. At this time we had never been late on a payment. We needed answers and a plan of action to help us. Our payments were going to keep going up and our jobs were going to end soon. We are very fortunate to have met Terry Hughes at RE/MAX Gold in Vacaville CA. Terry looked over our loan documents and noted that our lender was paid 4.75 points on the back end and charged us 2 points on the front end, then sold us an adjustable rate mortgage. Terry said most of the time borrowers never read the whole loan, they just trust the person doing the loan to be above board. He also said the lender was not held to a fiduciary set of standards like the Realtor is. Our loan was $400,000 and Terry says the lender made $27,000 for selling us a bad deal. Terry took this information and the fact that our jobs were ending along with some other financial information and made a case for us with the bank servicing our loan. He was able to secure a short sale for us without us ever missing one payment. We never got a notice of default and never came close to being foreclosed on. Our credit was salvaged, because Terry Hughes did an outstanding job representing us. Whoever you are if your reading this chances are you need a Realtor. If you need a great realtor to represent you call Terry Hughes his number is 707-249-8688, his email address is RealtorEagle@gmail.com
He is fantastic to work with, knowledgeable and a great negotiator.
Above all he's honest and ethical
Sincerely,
Brandon and Haley LedesmaLabels: Short Sale reference, Vacaville CA
